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Payment Processing

Payment processing handles the technical aspects of accepting and managing electronic payments, including credit cards, bank transfers, and digital wallets.

Why It Matters

Getting payment processing right is critical—failed payments, complex flows, or security issues directly impact revenue and customer trust.

When to Use This

  • Accepting credit card payments on websites
  • Managing refunds and disputes
  • Subscription payment collection
  • Multi-currency international sales

Examples

  • Stripe payment form processing credit cards
  • PayPal checkout integration for online stores
  • ACH transfers for large B2B transactions

Related Terms